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The only thing we have to fear is fear itself

We’re starting off with a little history. During the presidential campaign in 1932, Frankin D. Roosevelt said very little about what he would do if elected. When it came to making the first major speech on his inauguration, the Great Depression was just starting to rub along the bottom of the economy. That’s when FDR said, “. . .the only thing we have to fear is fear itself — nameless, unreasoning, unjustified terror which paralyzes needed efforts to convert retreat into advance.” One of the main causes of a recession is a loss of consumer confidence. That’s when ordinary folk like you and I stop spending our money. Just think about it for a moment. If we all stop buying “stuff”, there are no jobs for those who manufacture, distribute and sell it. Take away demand and you don’t need supply.

So, today, the Treasury Department announced moves to make borrowing easier to buy new and used vehicles. There’s just one problem. No matter how much money the Fed and Treasury pump into the system, no matter how generous the interest terms offered on the loans, if you buyers don’t have the confidence to go back into the showrooms, the economy seizes up. All those fancy economists up in Washington can talk about “freeing up the credit market” and “easing liquidity”, but it all comes to nothing if you don’t trust. . . “Trust”? Well, if you were thinking about a new car, who wants to trust the Big Three not go bust. That would make the warranty look a bit sick and what happens to spare parts? Guess that’s why new car sales are now running below one million a month. The market has not been this slow since 1992.

How many people do you know with the cash to buy a car? Almost everyone borrows from the banks, licensed lending companies, credit unions and the car makers who offer their own finance. But here comes the big irony. Because of the Fed, the credit crunch is less tight today than it was yesterday. More people could get finance to buy a vehicle. But there’s still that fear. What will happen if I lose my job? So even though it’s all better news for borrowers, there’s not going to be a big rush into the showrooms until your confidence as consumers picks up again.

Except there’s never been a better time to buy a car. Prices have been dropping fast, particularly in the used car market. If you used this site and picked up a car loan, walking round the dealerships with the cash that represents gets you a really big discount. Note you need a free-standing auto loan to draw down when you’ve found a car. Or do it the other way round. Find a car, negotiate a price and then look for a loan at the best interest rate. Believe me, the dealer will hold the car for you.

December 30, 2008 Posted by autobodypartsonline | Uncategorized | | No Comments Yet

Go for the premium new and used Dodge cars with New Monroeville Dodge

Like most of the other people if you are also fond of Dodge cars then there are several good alternatives available for you. In the era of internet, it is not difficult for you to get in touch with the most demanding models of cars available in Dodge by sitting at your home. Yes, here we are talking about online shopping.

Dodge always remains in hot list due to the versatile collection of cars possessed by it. This is the main reason why while visiting online you can find a large number of online suppliers offering a wide range in Dodge. With so many providers online it is really hard to make a right decision.

It is a fact that internet is not only the home of the most reliable sites but also you can find a large number of dishonest sites as well. There is no use of making out a wrong choice and lament on the same later on. You are required to act cautiously so that you should not get entrapped with the sites which try to extort their self-centered objective from the deal.

Do you want to know about some of the features which you will find nowhere else but with New Monroeville Dodge? If yes, then have a look on to the features that are given below.

 Other features: another unique feature associated with New Monroeville Dodge is the facility of automobile finance. This site offers the facility of car loan, used and new car finance, car insurance, truck finance, Houston vehicle finance, etc.

 Goodwill: New Monroeville Dodge is a site which has its own goodwill in the market. In today’s competitive market, it is not that much easy for any site to maintain its dignity for a long period of time. But with true customer devotion, New Monroeville Dodge is maintaining the same right from the starting.

 Wide range: with New Monroeville Dodge you can enjoy a huge variety in Dodge cars, Dodge trucks, Dodge ram, and vans. With auto parts one can avail best quality Dodge auto parts, Chevy auto parts, used auto parts, performance auto parts, etc.

 Loan calculator: if you are concerned about the amount of your monthly payments then you need not to worry about it. You can easily determine it with the help of loan calculator offered by this site.

 Quick quotes: you can request a quick quote and submit it online. You have to fill few of the details and you will be responded by New Monroeville Dodge within a short period of time.

December 29, 2008 Posted by autobodypartsonline | Uncategorized | | No Comments Yet

Make cash from junk car

Junk A Car is a totally dedicated site trying to help people who want to sell their junk car. We autobodypartsonline.com own and operate our own tow trucks and are fully licensed. We also provide towing services as fast as possible around your busy schedule. We accept any make, model of junk car regardless of its condition.

If you have any unwanted car and you do not know what to do about it, then you need to contact us and we will help you through the entire process. We not only accept junk cars, but also SUVs, trucks, vans, RVs, boats, or any other type of vehicle.

The moment you decide to sell your junk car, you can contact us and we will be there to assist you, providing you with excellent service.

In the Cash For Junk Cars program the person not only receives cash in return of car, but we also provide them with quality service. We provide our customers with timely pick-up of their vehicle at their convenience.

December 27, 2008 Posted by autobodypartsonline | Uncategorized | | No Comments Yet

How to Buy Cheap Trucks from Online Auto Marketplace?

Buying cheap trucks or finding quality replacement for truck body parts need not be too problematic. Some truck buyers are worried if they could get their money’s worth if they buy cheap trucks and truck body parts. But if you know what you are looking for and you know how to shop for trucks online, then this should not cause too much headache for you. Here are some tips and important advice when buying trucks and body parts online.

Carefully browse the online cheap trucks listing of the site as well as its product catalog for cars or trucks body parts. Be sure to read carefully the descriptions, specs and technical info of the item you want to buy. You must also closely inspect the pictures provided for you on the site so you will have a fair idea about the general condition of its cheap trucks. A reliable cheap trucks online marketplace will honestly disclose to you the condition of the items posted on the site. You should also read the terms of the seller.

Once you choose the cheap trucks that will be suitable for your needs, you should contact the seller. An online auto marketplace will provide you with the facilities so you can see the full contact information of the seller. You may have to register with the site though but this is necessary in order to close your cheap trucks and truck body parts purchase. If you have enough time, it would be best if you can visit the place of the seller and look at the truck closely. Finding a location is not very difficult nowadays because you can simply utilize the map applications that you can find on the auto marketplace portal.

December 26, 2008 Posted by autobodypartsonline | Uncategorized | | No Comments Yet

Who can rent construction equipment

Those who are “How To” know that the best and least expensive way to perform a task is to get the work gloves and get after. But does that include projects that require construction of car parts? There are several things to ask before deciding whether to rent (or buy) or construction equipment to call in the professionals.

Two of the most important things to consider are the cost and size of the project. Have you always wanted a pond? There is really nothing to stop the construction of car parts a if you have enough land and there are no zoning laws restricting. That is going to be a pretty big project and you may be surprised the amount of land that has been moved to create even a small pond for watering livestock.

December 10, 2008 Posted by autobodypartsonline | Uncategorized | | No Comments Yet

Japanese car parts makers cut staff

Quietly rooting for Congress to bail out Detroit is the Japanese auto industry.

While American and Japanese automakers fight for sales on the car parts lots, they peacefully share one common trait behind the scenes: Both buy tons of auto parts from the same manufacturers.

Detroit auto executives Tuesday presented bailout plans to Congress, but throughout the industrial Midwest, analysts grappled with fears that Washington could reject a bailout or hand over too little money to keep the struggling companies in business through the recession, which has slammed auto sales.

Some lawmakers, as well as many consumers, figure that if Detroit goes under, American motorists could buy Asian and European models, said automotive analyst Rebecca Lindland.

U.S. factories established ties with foreign automakers as Detroit’s sales slumped to a current 47 percent of the market from more than 60 percent two decades ago.

Lindland, a market researcher for Global Insight in Lexington, Mass., said that view fails to take into account the U.S. auto-parts industry’s strides in becoming a crucial supplier to Japanese automakers as well.

For example, Delphi Electronics, a former GM division based in Kokomo, still depends on GM for the bulk of its business but also makes an electronic engine control module for the Toyota Corolla.

Analysts say a GM bankruptcy most likely would force the liquidation of Delphi, which employs nearly 4,000 in Kokomo and spends $85 million a year on 100 suppliers in Indiana. Toyota in turn would then have to find another source for the electronic module made by Delphi.

A handful of huge North American manufacturers — Delphi, JCI, Lear, Magna, Visteon — have become major suppliers to the Japanese. Hundreds of other independent factories supply those five and also ship to Japanese suppliers such as Keihin in Greenwood and Ryobi in Shelbyville.

The Japanese could probably fly stuff in (from Asia), but at least for a few months the situation would be chaotic,” said Susan Helper, a business professor at Case Western Reserve University in Cleveland.

Lindland, whose clients include auto-parts manufacturers, predicts a greater jolt for foreign automakers if large numbers of U.S. suppliers go out of business. She said the assembly lines of foreign automakers in the United States could shut down for at least one year while the auto-parts makers in Asia and Europe build up production capacity to supply operations in the U.S.

Asked whether Honda had a strategy to cushion itself from the shake-up in the U.S. auto industry, Honda spokesman Ed Miller released this statement:

“Honda encourages initiatives that are essential to maintain the short- and long-term stability and viability of the auto industry — and that includes the hundreds of supplier companies in the United States.”

December 5, 2008 Posted by autobodypartsonline | Uncategorized | | No Comments Yet